For first-time homebuyers, the process of becoming a homeowner can be intimidating. It’s a big purchase that comes with a host of responsibilities and costs. But, it’s also a long-term investment that can help secure your financial future.

For some, it might take longer to achieve the American dream — especially if you have existing debt, live in an expensive area or are just starting your career — whereas others may have all the pieces in place to buy a home already. Regardless of how much you earn or what you have in the bank, it’s always a good time to start thinking about buying a home. 

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